Insights
Visa Mortgage Insights
Expert guides on buying a home in the UK as a visa holder — written by our specialist advisers to help you navigate eligibility, deposits, and lenders with confidence.
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FeaturedUK Mortgages Without ILR: The Complete 2026 Guide to 5% Deposit Options and Lenders
The complete guide to buying a home in the UK before you have Indefinite Leave to Remain - which visa categories unlock a 5% deposit, and how to build the strongest possible application.
Spouse visa holder and self-employed partner secure a mortgage with a 10% deposit
A Spouse visa holder and her self-employed partner with one year of accounts secured a joint mortgage with a 10% deposit.
Scale-up Visa Mortgage UK: The Complete 2026 Guide to Deposits, Lenders and Eligibility
A complete guide for Scale-up visa holders buying a UK home — deposits, the 6-month sponsorship rule, income and lenders, explained clearly.
Minister of Religion Visa Mortgage UK: The Complete 2026 Guide to Deposits, Lenders and Eligibility
A complete guide for Minister of Religion (T2) visa holders buying a UK home - deposits, sponsored income, employer references and lenders, explained clearly.
International Sportsperson Visa Mortgage UK: The Complete 2026 Guide to Deposits, Lenders and Eligibility
A complete guide for International Sportsperson visa holders buying a UK home - deposits, contract income, career-length underwriting and lenders, explained clearly.
Refugee Status Mortgage UK: The Complete 2026 Guide to Eligibility, Deposits and Lenders
A clear, honest guide for people with refugee status in the UK who are considering buying a home - what lenders look at, how to prepare, and where specialist help matters most.
BNO Visa Mortgage UK: The Complete 2026 Guide to Deposits, Lenders and Eligibility
A complete guide for BNO (British National Overseas) visa holders from Hong Kong buying a UK home - deposits, overseas funds, lenders and eligibility, explained clearly.
Intra-Company Transfer Visa Mortgage UK: The Complete 2026 Guide to Deposits, Lenders and Eligibility
A complete guide for Intra-Company Transfer (Senior or Specialist Worker) visa holders buying a UK home - deposits, income, visa limits and lenders, explained clearly.
Ancestry Visa Mortgage UK: The Complete 2026 Guide to Deposits, Lenders and Eligibility
A complete guide for Ancestry visa holders buying a UK home - deposits, residency length, joint applications and lenders, explained clearly.
Innovator Founder Visa Mortgage UK: The Complete 2026 Guide to Deposits, Lenders and Eligibility
A complete guide for Innovator Founder visa holders buying a UK home -deposits, business income, fast-track ILR and lenders, explained clearly.
Health & Care Worker Visa Mortgage UK: The Complete 2026 Guide to Deposits, Lenders and Eligibility
A complete guide for Health & Care Worker visa holders buying a UK home - deposits, NHS income, lenders and eligibility, explained clearly.
Global Talent Visa Mortgage UK: The Complete 2026 Guide to Deposits, Lenders and Eligibility
A complete guide for Global Talent visa holders buying a UK home - deposits, self-employment, fast-track ILR and lenders, explained clearly.
Graduate Visa Mortgage UK: The Complete 2026 Guide to Deposits, Lenders and Eligibility
A complete guide for Graduate visa holders buying a UK home - deposits, visa length, switching routes and lenders, explained clearly.
Spouse Visa Mortgage UK: The Complete 2026 Guide to Deposits, Joint Applications and Eligibility
A complete guide for spouse and partner visa holders buying a UK home -deposits, joint applications, ILR timelines and lenders, explained clearly.
Skilled Worker Visa Mortgage UK: The Complete 2026 Guide to Deposits, Lenders and Eligibility
Can you get a mortgage on a Skilled Worker visa? Yes. Here's exactly what UK lenders look at on deposit, residency, visa expiry, credit history and income — plus what to prepare before you apply.