Visa Guides
Mortgages by visa type
Every visa route has its own thresholds, its own lender panel and its own quirks. Pick yours for a complete guide to eligibility and how UK lenders will assess you.
Guides by visa route
Each one covers who qualifies, the income and deposit thresholds lenders apply, and the documents you'll be asked for.
Skilled Worker Visa
The UK's main employer-sponsored work visa — and the route lenders know best.
Read the guide
Spouse Visa
Partners of British citizens and settled persons.
Read the guide
Graduate Visa
Post-study work visa holders building their careers in the UK.
Read the guide
Global Talent Visa
Exceptional talent and promise in specialist fields.
Read the guide
Health & Care Worker Visa
NHS and social care staff — no health surcharge, and a lower salary floor.
Read the guide
Innovator Founder Visa
Founders building a business in the UK.
Read the guide
Ancestry Visa
UK ancestry through a grandparent born in the UK.
Read the guide
Intra-Company Visa
Transfers within a multinational employer.
Read the guide
BNO Visa
British National (Overseas) status holders from Hong Kong.
Read the guide
Refugee Status
Mortgages for those granted refugee status or humanitarian protection.
Read the guide
International Sportsperson Visa
Elite athletes and coaches endorsed by their sport’s governing body.
Read the guide
Minister of Religion Visa
Ministers, missionaries and members of religious orders leading a UK faith community.
Read the guide
Scale-up Visa
Six months with a fast-growing UK business, then free to work for any employer.
Read the guide